About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Our Home Loans open the door to your new concrete dream Home. Since a Home Loan is a long term commitment of 10-15 years, we at India Home Loan Limited ensure that we give you unmatched quality of service, transparency right through the Loan procedures and a supportive experience that remains with you till such time you realize your dream.

The Loan is offered up to maximum 80 % of the property cost including Land, Construction cost and single time acquisition costs. You can avail a home loan of up to Rs. 20.00 Lac, but not exceeding 80% of the cost of property.


Our Home Loan is also offered to professional and self employed individuals based on an appraisal income which is calculated on surrogate income proof for construction or purchase of dwelling units at village, towns and cities. The Loan amount can be further enhanced by including an earning co-applicant.

The Loan is offered under the fix/variable rate option with monthly amortization.


PURPOSE:

Purchase of Ready build Home / Flat.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from IHLL-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

India Home Loan Ltd Loan offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. India Home Loan Ltd introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

Get financing for whatever you need now

Enquire Now

Features of Home Loan

All loans are not created equal, personal loan has become a great option for people to use.

Salaried & Self Employed

Our loan sanction is one of the quicke with eas documentation and doorstep service ullam nisnisi.

Loan For Agriculturists

All charges are communicated up front in writing along with the loan quotation uisque euismdolor at tincidunt.

Home Loans For NRIs

Our loan rates and charges are very attractive lorem ipsums sitamet uerse ipsurabitulectus mattis vitae.

No Morgage

Nulla vitae tempus nibh. Vestibulum condimentum neque at interdrem ac fristibulum porttitor euismod urna.

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Home loan.

Either singly or jointly with co IHLLer, having income to service the loan and who satisfy our lending norms.

Property should be located in rural /urban areas.

Term however does not extend beyond their retirement age or 60 years whichever is earlier (65 years for self employed individuals).

Tenure:

Minimum Tenure – 5 years.
Maximum Tenure – 15 years.

MITC:

IHLL will adhere to the Most Important Terms and Conditions (“MITC”) on all loans as prescribed by the National Housing Bank; details on this Policy can be found at MITC.

Required Documents:

For processing your Home Loan Application, we are required to adhere to certain documentation procedures. To enable us to speedily process your Home Loan Application, we will require the following:

No Charges For:

Replacement of Cheques.
Income Tax eligibility Certificates (provisional & Final).
Accelerated Repayment Option.
Statement of your Housing Loan Account.

Tax Benefit:

As per Income Tax Act , the current applicable exemption u/s 24 is applicable.

Required Documents:

For processing your Home Loan Application, we are required to adhere to certain documentation procedures. To enable us to speedily process your Home Loan Application, we will require the following:

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Lorem ipsums sium congueut porttitor acese its commodo non lorem estibulum finibus urna eu efficitur non lorem acese its commodo sitamet finibus urnaeuloremmse its lorem ipusm dolro sit commodo.

Aenean convallis, odio in eleifend tristique, sem nisl tincidunt magna, quis fermentum augue neque a diam. Praesent hendrerit risus a imperdiet viverra. Suspendisse sed lectus id arcu viverra interdum et in arcu.

Incidunt magna quis fermentum augue neque ullam vulputate, odio ac maximus consequat, nisl lorem maximus turpis, nec laoreet est ex vel elit. Sed placerat laoreet lobortis. a diam raesent hendrerit risus a imperdiet viverra uspendisse sed lectus id arcu viverra interdum et in arcu.

Incidunt magna quis fermentum augue neque ullam vulputate, odio ac maximus consequat, nisl lorem maximus turpis, nec laoreet est ex vel elit. Sed placerat laoreet lobortis. a diam raesent hendrerit risus a imperdiet viverra uspendisse sed lectus id arcu viverra interdum et in arcu.

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Cras imperdiet ligula ac elit sollicitudin scelerisque.
  • Nunc viverra mi et risus dictum condimentum.
  • Integer ac mi nec elit cursus rutrum ac in odio.
  • Integer sit amet sapien dapibus libero finibus pellentesque eu at purus.

Lorem ipsums sium congueut porttitor acese its commodo non lorem estibulum finibus urna eu efficitur non lorem acese its commodo sitamet finibus urnaeuloremmse its lorem ipusm dolro sit commodo.

Get a Quote

Now apply for a Car Loan online, All you need to do is provide your details below application form.

Top